04 / 07

Transparent pricing

The fee is on the website. That’s the point.

Q: Are there asset minimums?

No. You do not need to transfer assets or meet a portfolio threshold to engage Cairn.

Q: Can the initial fee be split?

Yes. The initial planning fee can be divided across the implementation period under the written agreement.

Q: Is investment management included?

Investment advice and coordination are included. Custody and direct implementation depend on the accounts and agreed scope.

No portfolio minimum, no percentage that grows with the market, and no mystery proposal after a sales call.

An open financial planning workbook beside a small stone cairn — Field image / pricing

Choose the relationship

Three clear ways to work together.

The scope changes. The standard does not: direct advice, visible deliverables, and the fee agreed before the work begins.

Published before the callNo asset minimumFee-Only advice

Ongoing planning

01 / Recommended

A working plan with a steady planning rhythm.

$3,000Initial planning fee

$250Per month after implementation

Designed for a plan that needs to keep moving with your vesting dates, tax calendar, and life.

What’s included

The complete six-to-eight-week planning process
Quarterly planning meetings
Tax and equity-comp decision support
Secure portal and between-meeting questions
Annual plan refresh

Start with a free call

One-time plan

02 / Project

A complete route, implemented together.

$4,500One flat project fee

Designed for when you need the full plan now but prefer to carry it forward on your own.

What’s included

Discovery, organization, and full analysis
Two collaborative plan meetings
A 90-day implementation sprint
One follow-up meeting after 90 days

Ask about a one-time plan

Narrow question

03 / Focused

Sometimes you need one answer.

$750Typical starting price

For a clearly scoped equity-comp, tax, or benefits question. Scope and fee are confirmed in writing first.

Focused engagement

One defined decision
Written recommendation
Clear next action

Describe the question

Fee principle

The fee is the fee. It does not rise because your account did.

Never tied to account growth

What the fee buys

Judgment, preparation, and someone who stays for the implementation.

Planning fees pay for the analysis you see and the preparation you do not: tax projections, scenario modeling, notes, action tracking, and professional coordination.

The value of advice is not your account balance.

Compare the scope Read flat fee vs. AUM

Always included

Direct fiduciary advice
Visible planning deliverables
Implementation support
Tax-aware coordination

Never part of the model

Commissions
Referral fees
Product compensation
A fee tied to account growth

Why flat fee

The value of advice is not your account balance.

For Cairn clients, the work is driven by income, tax, equity compensation, and family complexity—not by how much sits in a managed portfolio.

Fee questions

No fine print.

The fee conversation should be short and direct.

Does the fee change with my portfolio?

No. Cairn’s fee is based on the planning relationship, not on a percentage of investment assets.

Are there asset minimums?

Can the initial fee be split?

Is investment management included?

Ready when you are

The price is clear. The next step should be too.

30 minutesVirtualNo obligation

The first call is free, relaxed, and useful—even if we decide Cairn is not the right fit.

Book a free intro call